How Real Credit Repair Actually Works…

There is a lot of confusion in the credit space.

Some people think credit repair is magic.
Others think it’s a scam.
Most people don’t know where to start — and end up wasting time or money before they ever understand their own credit.

The $1 Credit Report Clinic was created to solve that exact problem.

Not with hype.
Not with shortcuts.
But with structure, education, and a documented process.

Start With Credit Reports (Not Scores)

Credit repair doesn’t begin with a score.

It begins with data.

We cannot ethically help anyone without reviewing all three major credit reports:

• Experian

• Equifax

• TransUnion

Scores are summaries.
Reports are evidence.

Without reports, disputes are guesswork — and guesswork is how people lose time, money, and leverage.

What the $1 Credit Report Clinic Actually Is

The $1 Credit Report Clinic is a credit consulting entry point.

For $1, members gain access to:

• Step-by-step guidance to obtain all three credit reports

• Education on how credit reporting actually works

• A private community for real-time updates and support

• A clear process that prevents mistakes before they happen

We designed it so people can get real information first, before paying for anything else.

How Members Get Their Credit Reports

We offer two compliant options — and members choose what works best for them.

Option 1: IdenitityIQ 

Members may use a trusted affiliate service (IdentityIQ) to pull all three reports quickly and securely.

Option 2: Direct From the Bureaus

Members can request reports directly from:

• Experian

• Equifax

• TransUnion
  or through AnnualCreditReport.com, which allows one free report from each bureau per year.

We explain why all three matter, how to request them correctly, and what to download.

What Happens After You Submit Your Reports

Once reports are submitted to:
📧 [email protected]

Within 24 hours, members receive:

• A personalized credit report analysis

• Highlighted inaccuracies or inconsistencies

• Identification of accounts requiring attention

• Clear next-step guidance based on their file, not templates

This is not automated advice.
It’s reviewed, structured, and explained.

What Happens Next

We are a credit consulting and consumer advocacy agency.

We:

• Assist with credit repair consulting

• Provide credit literacy education

• Design dispute strategies

• Prepare compliant dispute documents and templates

• Support mailing and tracking when authorized

Clients review, sign, and authorize all materials.
We do not practice law.
We do not promise outcomes.

We help clients execute lawful, structured, documented disputes — and allow the process to work.

Why This Is a Community, Not a One-Time Service

Credit issues don’t resolve in a weekend.

That’s why members receive:

• Full group chat access

• Weekly live sessions

• Updates on reporting changes

• Limited tools, templates, and resources

• Ongoing education as laws and practices evolve

This is about consistency, not shortcuts.

Pricing (Transparent and Simple)

• $1 to join the Credit Report Clinic

• $1.99 per month to maintain access

Why monthly?

Because disputes can take time — sometimes longer than 30 days.
The monthly access ensures:

• Continued guidance

• Continued support

• No pressure to rush decisions

There are no long-term contracts.

What This Is — and What It Isn’t

This is:

• Credit consulting

• Consumer education

• Structured dispute assistance

• A real community

This is not:

• Legal representation

• Guaranteed deletions

• Instant score hacks

Final Thought

Most people fail at credit repair because they start without understanding.

The $1 Credit Report Clinic exists to fix that.

Start with the facts.
Build with structure.
Move forward informed.