Developing an MVP tool around my Credit Repair Business

This week has been eventful and a process of error, after error, after fix, then another error. That is life, but within it all, it would have taken months and a team of engineers. Now, it's four AI chatbots and a few late-night hours with no sleep.

Especially as a solo entrepreneur, father, and let us not get into our economy and society, I send my regards to all going through hard times with all these natural disasters. Through it all, we still have to strive for better within us and for the future of us and our children.

That is what made me turn my trials and errors of credit repair into a $5,000 MRR consulting business within my community, helping individuals with credit repair issues.

Credit to Income

Consumer Law - This is your protection in the basis of all credit transactions. But how do everyday citizens use it?

• FCRA: The Fair Credit Reporting Act- The FCRA is the main governing law for all credit transactions, like when getting a phone, store card, bank account, and more.

• FDCPA: The Fair Debt Collection Practices Act - This is the governing law for all companies that deal in the debt collection business.

• State and Local: Many states, local, and Federal governments have governing laws to protect consumers when dealing with any consumer transaction.

One of the main issues is that we, as everyday Americans, don’t know how to apply or don’t know what to do next with this information.

Using AI to help grow your business

Now, how does AI come into effect or help? For one, AI has helped immensely with research, that is first. The amount of data collected, evaluated, and used is outstanding. AI (Artificial Intelligence) is a tool that we have to learn and adapt to.

AI Agents

Automation and agentic processing with AI Agents, with credit repair, or just in general. Like, what are the possibilities with AI Agents?

AI Agents and automation, workflows are going to be the next wave in this technology and the newest use case. AI agents are software systems powered by artificial intelligence that can autonomously perform tasks, pursue predefined goals, and adapt to changing circumstances, often with minimal or no direct human supervision.

• Autonomy: Able to make decisions and take actions independently.

• Goal-oriented behavior: Operate with the intent to achieve specific objectives set by humans.

• Learning and adaptation: Improve performance and strategies over time based on new data and past experiences.

• Reasoning and planning: Capable of analyzing information, making rational choices, and organizing multi-step actions.

• Interaction with their environment: Perceive and process data from digital sources (APIs, text, databases), sensors, or human input, and then act based on those perceptions.

Why We Chose LangChain as Our AI Agent Platform

The AI landscape is crowded with automation tools, but not all are built for the demands of intelligent agent workflows. At ConsumerAI.info, we focus on LangChain for building, scaling, and managing our AI agents.

Key advantages with LangChain:

• Sophisticated AI agent building with support for multi-step reasoning and memory.

• Streamlined integration of large language models (LLMs) for tailored, context-aware assistance.

• Rapid development and adaptability, ensuring we stay ahead as AI technology evolves.

While n8n is excellent for visual automation and integrations, LangChain allows us to deliver truly intelligent, proactive, and domain-specific AI agents for credit repair and finance—something plug-and-play automation tools cannot match.

Free E Guide on fixing your Credit

Learn how to use Consumer law to get Paid!

With learning about consumer law, you now have the power in your hands as a consumer. We weren’t taught properly about our rights, but that all changes now. And with times being tough and the economy being bad, we can all use some extra funds. This isn't a guarantee, but you will, one, fix your credit to access money, and if you have the tenacity, then you can also file a claim for a violation of rights and sue or ask for monetary compensation.

Join our Mastermind group or get your free representation, or How to Sue Debt Collectors book, manual, legal drafts, free consultation, and more. $125

Let’s put AI agents to work for you—bringing the future of credit repair and financial automation to your fingertips.